What we do - Lending and Protection

Grow now and protect for the future. Our lending and protection services help to make sure that your assets are working for you today and are appropriately protected for your future.

Whether that’s a remortgage to ensure you’re paying an appropriate amount on your property, or protection against ill health, which could impact your earnings potential, these services are a vital part of having confidence to live life the way you want to.

Advice relating to mortgages is provided by Argentis Wealth Management.

Residential mortgages

Whether it’s a remortgage, a mortgage port or a brand new mortgage, our experts are on hand to make sure that you get the very best deal available. We’ll review all options available, including those exclusive to brokers, to make sure that your exact needs are met.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

First time buyers

Buying a first property is a major step that’s often full of excitement. But alongside the excitement there are challenges and plenty of work to complete. Let us help by finding you the right mortgage, matched to your circumstances and the property you want to purchase.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Equity release

Your home is likely to be one of your most important assets, so let’s make sure it’s working for you appropriately. Equity release - the process of taking equity out of the value of your home to use for other purposes - can be an important part of retirement and later life planning, helping you to make the most of the property you’ve worked so hard for.

Equity release products loan you a percentage value of your house in cash, in return for a share of the proceeds from your house sale when you die or move permanently in to Long Term Care.

THIS IS A LIFETIME MORTGAGE TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION.

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Mortgage protection

Your mortgage is likely to be one of your major outgoings each month. How would you pay your mortgage payments if you were unable to earn an income? Mortgage protection protects you, your family and your home when the unexpected happens.

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Income protection

If you experience a period where you are unable to work due to ill health, income protection provides you and your family with the means to keep living your desired lifestyle. Protecting yourself is quick and simple and provides a huge peace of mind, particularly for those with a young family.

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Family protection

Family protection often wraps together income protection, critical illness cover, mortgage protection and potentially more. Alongside an accurate will, you can use family protection to make sure your family will be looked after no matter what unexpected events lie ahead.

Critical illness - The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.

Life cover (non-investment) and income protection - The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Will writing is not regulated by the Financial Conduct Authority.

It made a difference to us that you took care to look after our interests and were really helpful accommodating our wishes. We felt you took time to get to know us.

Thank you so much.

You do not spare yourself in all you do for us and we are ever grateful.

Huge thanks to you both for all your help with this remortgage. You found us a cracking deal in less than easy circumstances and pushed it through to completion. You were very helpful and patient with us at all times, clearly explaining our options.

Thank you both for a fantastic job done!

Kate is happy to answer any questions we have at any time. First class service every step of the way.

Mark has always provided a personal, friendly and thoroughly professional service.

Steve is always professional, easy to get on with and understand. I wouldn't go to another Financial Planner.

Robert is an outstanding adviser, who goes to great lengths to understand our financial needs and explains his proposed solutions in a very clear and thoughtful manner.

Thank you so much for looking after my affairs, It means more for me than I can say, It is great to have peace of mind knowing that you look after things. Thank you again and really grateful for all you do for me.